If you are looking to refinance a property that you already own for any reason, our agents can connect you with the right institutions and get you favorable rates so that you can achieve whatever goals you have set for yourself without worrying about sky-high interest rates. We are always ready to help someone find their forever home, and we will always go above and beyond for you!
Refinancing your home mortgage loan simply means you’re restructuring the repayment terms of your current mortgage loan. Restructuring a mortgage can be done a couple of different ways, depending on your needs.
This choice applies to people who want to refinance their monthly payments to a lower interest rate, or to those who want to reduce their mortgage period from a 30-year term to a 15-year term.
This is a very popular option for people who have built up equity in their home and want to use that equity to meet financial goals such as paying off high interest credit debt, saving for home improvements, establishing a college tuition fund, investing in another property or having the often ignored need of a “rainy day” or Emergency Cash Reserve Fund.
The entire process can be completed in less time than most people think. So long as the required paperwork is given quickly, most refinances can go from the application to close in 21 to 30 days.
The good news is that you don’t need to refinance using the same mortgage lender as you did for your current home loan. If you are not satisfied with the service offered by your current lender, or if you consider a lender offering better choices, you are always free to refinance with the mortgage lender of your choosing.
Here are five of the most common reasons to refinance your loan:
Whether you’re buying or selling a home, or refinancing a mortgage loan; when you work with me, you will receive a knowledgeable and professional real estate agent and mortgage broker, a committed ally to negotiate on your behalf, with the systems in place to streamline the process.